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David Geffen School of Medicine at UCLA Graduate Medical Education
Salaries & Benefits - LTD Plan Booklet
Temporary Return To Active Work

If you temporarily return to Active Work while Disabled, the following provisions may apply:

Temporary Return to Active Work Allowable Periods
1. If you temporarily return to Active Work while satisfying your Elimination Period, the following will apply:

  1. the allowable period of a temporary return to Active Work will be calculated as 5 days for each 30 days of required Elimination Period;
  2. the allowable period of a temporary return to Active Work may not exceed 30 days; and
  3. if after having returned to Active Work, you become Disabled again and the return to Active Work did not exceed the allowable periods previously described, then you will not be subject to the requirements of a new Elimination Period.

2. If you temporarily return to Active Work during a Benefit Period, the following will apply:

  1. the allowable period of a temporary return to Active Work may not exceed a total of 180 days; and
  2. if after having returned to Active Work, you become Disabled again from the same or related cause or causes and your return to Active Work did not exceed the allowable period described above, then your Disability will be considered a continuation of the Benefit Period.
Effect of a Temporary Return to Active Work
If you temporarily return to Active Work and do not exceed the allowable period, the following will apply to the payment of benefits:

  1. the duration of your temporary return to Active Work will not be used to satisfy the Elimination Period or any of the occupational periods described in the Definitions of Disability in Defined Terms;
  2. the LTD Monthly Benefit Amount will not be payable during a temporary return to Active Work;
  3. during a period in which you temporarily return to Active Work, coverage under the Policy will automatically end on the date you become covered or eligible for coverage under any other group policy;
  4. the provisions of the Policy will be applied to benefits in the same manner as they would have been applied had there been no interruption in the Elimination Period or Benefit Period; and
  5. any change in your Earnings during the time you temporarily return to Active Work will not be used to determine your LTD Monthly Benefit Amount if your Benefit Period resumes.

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