David Geffen School of Medicine at UCLA Graduate Medical Education
Salaries & Benefits - LTD Plan Booklet
Exceptions To Benefit Offsets

Benefit Offsets do not include the following:

  1. any cost of living increase in any Benefit Offset if the increase becomes effective while you are Disabled and eligible for that Benefit Offset;
  2. reimbursement for hospital, medical, or surgical expense;
  3. reimbursement for reasonable attorney's fees incurred due to a claim for Benefit Offsets;
  4. early Retirement Benefits under the Federal Social Security Act that are not received;
  5. if the Benefit Offsets are shown as Direct Primary on the Schedule of Insurance, then benefits received under the Federal Social Security Act by your spouse or children under age 18;
  6. group credit or mortgage disability insurance benefits;
  7. the following amounts under the Employer's Retirement Plan:
    1. any amount that is attributable to your contributions to the plan; or
    2. any amount you receive upon termination of employment without being disabled or retired; and
  8. benefits from (a) through (h) as follows:
    1. profit-sharing plan;
    2. thrift or savings plan;
    3. deferred compensation plan;
    4. plans under IRC Section 401(k) or 457;
    5. individual retirement account (IRA);
    6. tax-sheltered annuity (TSA) under IRC Section 403(b);
    7. no fault auto insurance; or
    8. individual disability insurance.


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