List of Defined Terms Active Work or Actively at Work Benefit Offsets Benefit Period Contributory Insurance CPI-W Date of Disability Disability, Disabled Drug and Alcohol Disorders Eligibility Waiting Period Eligible Person Elimination Period Employer Evidence of Insurability Hospital Indexed Earnings Injury Late Enrollment LTD Monthly Benefit Maximum Benefit Period Maximum Covered Monthly Earnings Mental and Nervous Disorders Noncontributory Insurance Own Occupation Disability Own Occupation Period Pension Plans, Retirement Plans, and Retirement Benefits Physician Policy Policyholder Preexisting Condition Prior Plan Proof of Loss Reasonable Accommodation Sickness Surviving Children Surviving Spouse WAR Work Earnings Back to Table of Contents