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David Geffen School of Medicine at UCLA Graduate Medical Education
Salaries & Benefits - LTD Plan Booklet
When Coverage Becomes Effective

Noncontributory Insurance
Subject to the Active Work Provisions, Noncontributory Insurance becomes effective on the date you become eligible for coverage under the Policy.

Contributory Insurance
If you apply for Contributory Insurance within the first 31 days of becoming eligible, you will not be required to provide Evidence of Insurability. However, if you apply after the first 31 days in which you become eligible, you must provide Evidence of Insurability. Subject to the Active Work provisions, your Contributory Insurance coverage becomes effective on one of the following dates:

  1. the date you become eligible if they apply on or before that date;
  2. the date you apply if you apply within 31 days after you become eligible; or
  3. the date we approve your Evidence of Insurability if you apply more than 31 days after you become eligible.


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